BEGIN:VCALENDAR VERSION:2.0 PRODID:-//AMSE//Event Calendar//FR CALSCALE:GREGORIAN METHOD:PUBLISH BEGIN:VEVENT UID:event-12396@www.amse-aixmarseille.fr DTSTAMP:20260421T122145Z CREATED:20260421T122145Z LAST-MODIFIED:20260421T122145Z STATUS:CONFIRMED SEQUENCE:0 SUMMARY:Eco-lunch - Jiakun Zheng DTSTART:20251113T110000Z DTEND:20251113T120000Z DESCRIPTION:This paper examines insurance decisions between spouses using f ield data on critical illness insurance from an insurtech company. Beyond t he well-documented breadwinner effect---where men are generally insured mor e than women---we find that male insured individuals receive significantly higher insurance coverage from their spouses than they purchase for themsel ves\, whereas no such discrepancy is observed for female insured individual s. This pattern suggests that the identity of the purchaser plays an import ant role in insurance decisions\, which we show can be attributed to differ ences in health beliefs rather than to other spousal differences such as ri sk preferences. Two pieces of evidence support this interpretation. First\, by examining how insurance demand responds to health information\, we find that in the face of negative health signals regarding male insured individ uals\, their wives respond more actively---purchasing more insurance for th eir husbands than men do for themselves. In contrast\, no such asymmetry is observed for female insured individuals. Second\, an information-provision experiment with married individuals further confirms these findings in a c ontrolled\, out-of-sample setting.\\n\\nContact: Houda Hafidi: houda.hafid i[at]sciencespo-aix.frFederico Trionfetti: federico.trionfetti[at]univ-amu .fr\n\nPlus d'informations: https://www.amse-aixmarseille.fr/en/events/jiak un-zheng-4 LOCATION:MEGA - Salle Carine Nourry\, 424\, Chemin du Viaduc\, 13080 Aix-en -Provence URL;VALUE=URI:https://www.amse-aixmarseille.fr/en/events/jiakun-zheng-4 CONTACT:Houda Hafidi: \;houda.hafidi[at]sciencespo-aix.frFederico Trion fetti: \;federico.trionfetti[at]univ-amu.fr TRANSP:OPAQUE END:VEVENT END:VCALENDAR