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PRODID:-//AMSE//Event Calendar//FR
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UID:event-8906@www.amse-aixmarseille.fr
DTSTAMP:20260421T171717Z
CREATED:20260421T171717Z
LAST-MODIFIED:20260421T171717Z
STATUS:CONFIRMED
SEQUENCE:0
SUMMARY:big data and econometrics seminar - Katrien Antonio
DTSTART:20220315T130000Z
DTEND:20220315T143000Z
DESCRIPTION:We analyze a novel dataset collecting the driving behavior of y
 oung policyholders in a motor third party liability (MTPL) portfolio\, foll
 owed over a period of three years. Driving habits are measured by the total
  mileage and the distance driven on different road types and during distinc
 t time slots. Driving style is characterized by the number of harsh acceler
 ation\, braking\, cornering and lateral movement events. First\, we develop
  a baseline pricing model for the complete portfolio with claim history and
  self-reported risk characteristics of approximately 400 000 policyholders 
 each year. Next\, we propose a methodology to update the baseline price via
  the telematics information of young drivers. Our approach results in a tru
 ly usage-based insurance (UBI) product\, making the premium dependent on a 
 policyholder's driving habits and style. We highlight the added value of te
 lematics via improvements in risk classification and we put focus on manage
 rial insights by analyzing expected profits and retention rates under our n
 ew UBI pricing structure.\\n\\nContact: Michel Lubrano: michel.lubrano[at]
 univ-amu.frPierre Michel: pierre.michel[at]univ-amu.fr\n\nPlus d'informati
 ons: https://www.amse-aixmarseille.fr/en/events/katrien-antonio-0
LOCATION:Îlot Bernard du Bois - Salle 21\, AMU - AMSE\, 5-9 boulevard Maur
 ice Bourdet\, 13001 Marseille
URL;VALUE=URI:https://www.amse-aixmarseille.fr/en/events/katrien-antonio-0
CONTACT:Michel Lubrano:&nbsp\;michel.lubrano[at]univ-amu.frPierre Michel:&n
 bsp\;pierre.michel[at]univ-amu.fr
TRANSP:OPAQUE
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